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Digibank Advanced Multi Wallet Digital Banking System

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Digibank Advanced Multi Wallet Digital Banking System

Digibank is an innovative multi-wallet digital banking system that empowers financial institutions, fintech startups, and businesses to provide secure, fast, and flexible digital banking services. Designed as a next-generation fintech SaaS solution, Digibank integrates essential tools such as virtual cards, multi-currency wallets, money transfers, bill payments, and rewards programs — all in one intelligent and scalable platform.

With Digibank, users can open accounts instantly, manage multiple currencies, and enjoy seamless transactions anytime, anywhere. The platform enables peer-to-peer transfers, merchant payments, and cross-border remittances with real-time balance updates. Its AI-powered analytics and transaction tracking give users complete visibility and control over their finances.

The system also supports virtual debit cards, which can be generated and managed securely for online shopping or business transactions. These virtual cards are protected with advanced encryption and multi-layer authentication, ensuring complete data privacy and safety.

For businesses, Digibank offers customizable branding, automated KYC verification, and admin dashboards for managing users, transactions, and commissions. Meanwhile, users can enjoy reward programs, cashback options, and loyalty points, turning everyday banking into a rewarding experience.

Built with robust security architecture, Digibank ensures bank-grade encryption, fraud prevention mechanisms, and compliance with financial standards. Its clean user interface, responsive design, and powerful admin tools make it suitable for both startups and enterprises aiming to deliver cutting-edge digital banking experiences.

GET Download Link

link 1: https://workupload.com/file/NSAmfxAM2yM
link 2: https://mega.nz/file/ih52TDpY#7EEpWgFrFI0RFBI0fcgDZFT0L0xHto5WnMSTKVHPNYY
link 3: https://surli.cc/dylxrw

Admin Features

Dashboard

The Dashboard menu, if there are Manual deposits, Pending Withdraw requests, Pending KYCs, Loan requests, and Support Tickets, then the Admin can see this after logging into the admin panel. They are immediate tasks to complete first. Then the admin can see the cards with all the basic data of the website. Can also see the statistics for the Last 7 Days of Deposits, DPS, FDR, loans, bills, and withdrawals. You can explore other statistics and Recently Registered users.

Customers
In the Customers menu, there are all the registered customers can be found. There are other Active customers, Closed customers, and Disabled customers, and the admin can send all users any message immediately. Admin can edit any of the customer details to find their activities. Admin can add or subtract a balance from any user. Admin can change all the performing statuses. Admin can also add any new bank customer to the system.

KYC Management
Admin can set the KYC form and check and review each user’s KYC. Admin can see the history of the KYC.

Manage Roles and Manage Staff
In the Manage Roles menu, the admin can add any role to the application and assign any permissions to that role. And in the Manage Staffs menu, the admin can add new staff and can assign any of the roles to the staff with their permission.

Transactions
All the Transactions can be explored in this menu.

Wallets
Wallets can be explored here, and the wallet can be created the wallet by the admin.

Virtual Card
All the virtual cards can be shown here by the admin and handled.

Profits
Bank profits can be explored under the profit sections.

Fund Transfer
How can we review the pending fund transfers? Also, can set up the process for Wire and Other bank transfers.

DPS
The user can set up the DPS plans and review the Ongoing DPS.

FDR
Can set up the FDR plans and review the Ongoing FDR.

Loan
Admin can set up the Loan plans and review the Loan requests.

Bill Management and History
Admin can import the service, convert rates, and check out the bill lists. Also, the bill histories can be explored the bill histories.

Automatic Gateways
Admin can see the automatic payment gateways for deposit and withdrawal. He can set multiple currencies in a single gateway supported. Multiple currency-supported gateways are available.

Deposits
In the Deposit menu, the admin can edit any of the automatic deposit methods. Also, can set the Manual Deposit methods and review any of the manual deposit requests. Also, can explore the deposit histories.

Automatic and Manual Withdraws
: user automatic and manual withdrawal methods.

Manage Referral
Deposit can set the Multi-Level Referrals with the percentages.

Portfolios
Admin can set the Portfolio Levels with the Badge system. Once the user reaches the amount to earn using the transactions, the user will unlock the Badge and get a bonus. The bonus amount will be set by the admin.

Rewards System
Admin can set up the rewards based on Portfolios. Users will earn reward points and can redeem them. Also can receive the amount for the redemption.

Settings
Under the Site settings admin can set the site essentials and manage the permissions and many other essential stuff. In email settings admin can set up the SMTP.

Landing Page
All the home page sections can be managed by the admin here.

Pages
All the page’s contents can be added to a new custom page from this menu by the admin.

Site Navigation
All the site Navigation, Header, Footer, and User dashboard Navigation can be handled from this menu.

Templates
Under the Template menu admin can manage Email, SM, and Notification templates.

Theme Management
There is only one theme now, and there is an option to upload an HTML theme to run the HTML template on as a website landing page or other pages.

All Subscribers
Admin can see all the subscribers and send a message to them from here.

Support Tickets
Admin can explore all the Support Tickets from this menu.

Custom CSS
Admin can add custom CSS code from this menu.

Cron Jobs
Admin can set up the cron job for the needs of the systems.

Clear Caches
Admin can Clear Caches by clicking this menu.

Application Details
In this menu, the admin can explore the full Application Details

User Features

Dashboard
In the dashboard sidebar, there is a wallet, portfolio badge, and account number. There, the user can see the KYC submission bar to submit the KYC if the user has not submitted the KYC before. On this page, users can also see the Portfolio Level with a Badge. Also, users can explore statistics and Recent Transactions.

Deposit
Users can deposit from here using any automatic or manual deposit method.

Fund Transfer
Users can transfer the funds to another bank user or to the same bank. Also, can transfer the Wire and Swift.

DPS
Users can DPS any of the plans and get the profit after the time period.

Pay Bill
The user can pay the bills using this section. It will be available for some particular countries.

Transactions
User All Transactions will show there.

Withdraw Money

The User needs to add a Withdraw account first, then can request a Withdraw. Once a request is created, the admin needs to review the request and send money to the user manually.

Referral
All the user’s Referral details will show here. Also can be shown the referral tree.

Portfolio
Under the portfolio user can see the unlocked and locked badges.

Rewards
Under the Rewards page user can explore the reward points and can redeem them.

Support Ticket
The user can open a ticket to the admin, and the admin can reply to that ticket to solve the issues or anything.

Settings
On the settings page, the user can edit and update all the profile settings. Also can change the Password, manage the security, submit the KYC, etc.

Key Features:

  • Customer Management
  • Support Ticket
  • KYC Management
  • 25+ payment gateway supports
  • User & Admin Notifications
  • Log in as User
  • Staff Management
  • Role Management
  • Bank and User Profits
  • Fund Transfer
  • Wire and Swift Transfer
  •  DPS
  •  FDR
  •  FDR Compounding
  •  Loan
  • Multi-currency or Multi-wallet
  • Virtual Cards
  • Bill Payments
  • Portfolio
  • Reward Points
  • Landing Page
  • Fully Responsive
  • Dark and Light Mode
  • Paybacks
  • Automatic Gateways
  • Automatic and Manual Deposit
  • Automatic & Manual Withdraw
  • Crypto and Fiat Currency
  • 2FA Verification
  • Multi-Level Referrals
  • Admin URL changeable
  • Ranks or Portfolio
  • Portfolio Badge
  • Admin URL changeable
  • Ranking System
  • Rankings Badge
  • Referral Bonus
  • Signup Bonus
  • Portfolio Earnings
  • Balance Add and Subtract
  • Main Wallet
  • Landing Page Management
  • Home page redirection
  • Fund Add and Subtract
  • SMS Settings
  • Pages Management
  • Home page redirection
  • SMS Settings
  • Pages SEO
  • Site Navigation
  • Site Footer
  • Custom Site Currency
  • Notification with tone
  • Theme Management
  • Dynamic Landing Theme
  • Site Maintenance Mode
  • GDPR Settings
  • Language Settings
  • Tawk Chat
  • Google reCaptcha
  • Google Analytics
  • Messenger
  • Email Newsletter
  • SEO Meta Settings
  • Permissions Settings
  • Inactive User Settings
  • Passcode Management
  • Site Bonus Settings
  • Custom CSS
  • Clear Caches
  • System Details

With Digibank, financial innovation meets simplicity — delivering a secure, modern, and rewarding digital banking ecosystem for individuals and businesses alike.

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